Protecting Your Holiday

Whenever you holiday abroad it is important that all aspects are covered by relevant travel cover. A good idea is Travel Insurance, but there are alternatives. But make sure that whatever you choose does provide cover.

Some credit cards provide cover for your holiday if you pay in full with them, but you should check exactly what this cover offers. If your baggage is lost, you are struck down with an illness or involved in an accident, are these covered? You might find that the credit card only covers you for the elements you paid for - for example if the holiday company colapses or you need to cancel, then this might be paid.

If you look through your house insurance policy you might find that also covers your possessions away from home. Then again, some cheaper policies don't.

It's always good to go knowing that if you are the victim of a theft or hospitalised or there's a freak weather storm. Travel Insurance might seem an extra unnecessary expense, but could save you long term. And don't forget that if you travel frequently, an annual insurance policy might be a lot cheaper then a single trip policy.